At Debt Relief Alabama, we connect consumers with Dothan debt consolidation pros whose mission is to:
- Combine their payments
- Minimize their interest
- Lower debt collector calls
You’ll find not one but two specific kinds of debt consolidation programs: some with loans, others without. Either way, you need to have a consistent income source. To determine which type is best for you, you should check with a certified Dothan debt consolidation specialist.
Want to repay your debt faster, with cheaper rates and penalties or fees? If so, you should probably enroll in a debt management plan. A DMP has many advantages:
- Only One Monthly Payment
- More Affordable Interest Rates
- Fewer Penalties
If you are looking for a credit card consolidation company in Dothan, AL, this is among the least expensive solutions.
Dothan, AL Debt Consolidation Loans
The funds borrowed under a debt consolidation loan are used to repay your credit cards with a significantly better annual percentage rate.
The advantages of debt consolidation loans in Dothan, AL, resemble those of a debt management program:
- Fewer Debt Collections Calls
- Less Anxiety
- Less Expensive Rate
- Single Monthly Payment
- Minimal Lasting Credit Score Challenges
Keep in mind, you may need terrific credit to get this kind of loan, and it may take more time to pay back this loan than it would you credit cards. Get in touch with a debt consolidation specialist in Dothan, AL, to see which debt relief approach will be right for you.
Dothan, AL Payday Loans Consolidation
The exorbitant interest rates charged for payday loans in Dothan, AL, mean that payday debt increases at a shocking rate. Somewhere around 3,630 people in Dothan get cash advance loans fairly often, and nearly 1,597 of these men and women wind up going delinquent on these payday loans, which is almost half! Are you currently past due on multiple payday advances? Don’t worry, we can help you find payday loan consolidation services in Dothan, AL, who will consolidate your payday loans into one single payment amount, manage phone calls from collectors, and greatly reduce the extortionate interest rates on payday loans.
Need to consolidate your Dothan payday loans?
Ideally, your monthly debts ought to take up only one third of your wages. These debts incorporate credit cards, car/student/payday loans, and rent or mortgage repayments. Here’s how this works for a typical consumer in Dothan, AL:
- Income Annually: $22,818
- Monthly Income: $1,902
- Ideal Debt Load: $685
- Severe Debt Load: $951
Debt load in excess of 50%? If so, you need to talk with a debt consolidation specialist in Dothan, AL.
Debt Consolidation Policies in Dothan, AL
How does one determine whether a debt consolidation agency in Dothan, AL, is reliable or not? Mark them off the list if they charge signup dues, fail to divulge important information or savings needed for consolidation to begin, or require you to open a bank account from which you can’t get funds without paying penalties.
Please don’t enroll in a program that’s got a bad reputation.
Consolidation Firms: Dothan (AL)
- Consumer Credit Counseling Service, 2731 Ross Clark Cir, 36301
- Financial One Credit Services, 115 N Bell St, #4, 36303
- JDC Inc, 108 Montana St, 36303
- Advance America Cash Advance, 3113 Ross Clark Cir, 36303
- Pyrial Credit Solutions, 545 W Main St, #100, 36301